Policy Details

First Step - Policy details 2024/25 Scheme: Effective from 31st March 2024 to 30th March 2025

Public Liability Insurance & Products Liability Insurance

Limit of Indemnity £10,000,000 any one incident/unlimited during the period of insurance in respect of Public Liability and any one incident/in the aggregate during the period of insurance in respect of Products Liability.

Please note there is a £250 third party property damage excess under this Section. Terrorism excluded. Asbestos excluded.

Professional Indemnity Insurance

Limit of Indemnity £5,000,000 any one incident and in the aggregate during the period of Insurance. Please note there is a £100 excess under this Section.

Personal Accident Insurance

Individual Dance Teachers will be covered for the following benefits. The operative time will be 24 hours.

Death

£20,000

Permanent Total Disablement*

£20,000

Loss of one or more limbs

£20,000

Loss of Sight in one or both eyes

£20,000

Loss of Hearing in both ears

£20,000

Loss of Hearing in one ear

£5,000

Temporary Total Disablement

£200 per week payable for 52 weeks, subject to a 7 day deferment

*Definition of Permanent Total Disablement is “permanent disabling injury which results in the individual person’s inability to perform or give attention to their usual occupation as a dance teacher.”

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