The Amateur Dramatic insurance scheme comprises the following four basic headings:
- Material Damage Cover
- Public Liability, Products Liability and Employers Liability Insurance
- Cancellation Insurance
- Personal Accident Insurance
As a specialist theatrical broker we have worked with a leading UK insurer to provide this insurance package which has been keenly rated to provide wide cover for the minimum premium. For an Amateur Dramatic or Operatic Society to try to insure any or all of the above insurance separately would be both difficult and expensive.
The standard Amateur Dramatic and Operatic Societies Insurance Package Premium is:
£179.20 Premium, including 12% Insurance Premium Tax
£10.00 administration fee
=
£189.20
This provides insurance cover up to the amounts shown in the summary where there are no more than:
- Three productions per year
- 50 members of your Society involved in any one production
An increased premium will apply where you require cover in excess of the minimum amounts or where you stage more than three productions per year and / or more than 50 members are involved in any one production.
Material Damage
- The policy covers your property anywhere within the United Kingdom and up to 30 days in Europe in any period of insurance for an amount of £10,000 including whilst property is in transit. The sum insured can be increased for an additional premium.
Public Liability, Products Liability and Employers Liability Insurance
- The Policy covers your legal liabilities to employees and to third parties.
Cancellation Insurance
- The Policy covers loss of expenses for an amount of £2,500 any production or series of productions in one period of insurance. The limits can be increased for an additional premium.
Personal Accident Insurance
- The Policy covers you and any of your members, directors or employees over 5 years and under 80 years against accidental bodily injury by violent, external and visible means whilst engaged in activities in connection with the society including travelling
This amateur dramatic insurance scheme is administered by Gordon & Co Insurance Brokers and underwritten by Zurich Insurance Company Ltd whom we consider appropriate due to their financial stability, underwriting and claims services.
You should never put on a performance, or even commence rehearsals, without Insurance. Always remember – Don’t let your First Night be your last night.
Important Information
Policy Wording
Communicable Disease Exclusion
Notice to Policyholders
Additionally, we can help you with....
- Terrorism
- Buildings Insurance
- Charity Trustees
As a broker in the world of insurance for the arts, contact us today to discuss your individual insurance requirements and to receive a quote.
FAQs
Below are examples of some of the questions we are often asked if you have any unanswered questions please Contact Us.
Who can apply for First Night cover?
+ -First Night is a specialist Insurance scheme for amateur dramatic and operatic societies in the UK.
What theatrical insurance cover is available under the First Night Scheme?
+ -The First Night policy provides amateur dramatic insurance cover under the following insurance classes:
- Material Damage
- Public Liability Insurance, Products Liability Insurance and Employers Liability Insurance
- Cancellation Insurance
- Personal Accident
What activities would not be covered under the First Night policy?
+ -There are general exclusions in the policy, these include, but are not limited to, terrorism, war and communicable disease.
Please review the policy wording for full details.
Is amateur dramatic short period insurance cover as well as annual cover available?
+ -Yes, both annual and short period cover are both available.
If during your period of insurance your situation changes, and you need to adjust your cover, please contact us.
Does the policy cover Public Liability for performances?
+ -Yes, the policy covers Public Liability for performances.
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Are rehearsals and workshops covered under the insurance?
+ -Yes, rehearsals and workshops are covered.
Does the insurance include coverage for hired equipment?
+ -Yes, the policy includes cover for hired equipment, as long as you have included the value within your sum insured.
Will the insurance cover accidental damage to props, costumes, or sets?
+ -Yes, accidental damage cover is included for props, costumes, and sets.
Is there coverage for cancellation or postponement of performances?
+ -Yes, the policy includes a Cancellation Insurance section.
Who are the underwriters of First Night?
+ -This scheme is administered by Gordon & Co Insurance Brokers and underwritten by Zurich Insurance Company Ltd.
Information about Zurich Insurance Company Ltd can be found on their website: www.zurich.co.uk
What is the cost of this insurance?
+ -The standard Amateur Dramatic and Operatic Societies Insurance Package Premium is :
£179.20 Premium, including 12% Insurance Premium Tax plus a
£10.00 administration fee totally £189.20
How can I make a claim?
+ -Gordon & Co would be your first point of call.
Please contact us as soon as you become aware of a claim or a circumstance which could give rise to a claim under the policy.
Postal address: 2 Sekforde Court, 217 St John Street, London, EC1V 4LY
Telephone: 020 7251 2255 (office hours are 9:00 – 13:00 and 14:00 – 17:00 Monday to Friday, excluding bank holidays)
Email: enquiries@gordonandco.co.uk
Or please fill in our Claims Notification form
Gordon & Co
Insurance Brokers
First Scene
Theatre Insurance
