Policy Details
First Step - Policy details 2024/25 Scheme: Effective from
31st March 2024 to 30th March 2025
Public Liability Insurance & Products Liability Insurance
Limit of Indemnity £10,000,000 any one incident/unlimited during the period of insurance in respect of Public Liability and any one incident/in the aggregate during the period of insurance in respect of Products Liability.
Please note there is a £250 third party property damage excess under this Section. Terrorism excluded. Asbestos excluded.
Professional Indemnity Insurance
Limit of Indemnity £5,000,000 any one incident and in the aggregate during the period of Insurance. Please note there is a £100 excess under this Section.
Personal Accident Insurance
Individual Dance Teachers will be covered for the following benefits. The operative time will be 24 hours.
Death
£20,000
Permanent Total Disablement*
£20,000
Loss of one or more limbs
£20,000
Loss of Sight in one or both eyes
£20,000
Loss of Hearing in both ears
£20,000
Loss of Hearing in one ear
£5,000
Temporary Total Disablement
£200 per week payable for 52 weeks, subject to a 7 day deferment
*Definition of Permanent Total Disablement is “permanent disabling injury which results in the individual person’s inability to perform or give attention to their usual occupation as a dance teacher.”

Gordon & Co
Insurance Brokers

First Scene
Theatre Insurance
